⚠️ CONFIDENTIAL DRAFT · UNDER CREDIBILITY AUDIT · DO NOT EXTERNALIZE · See /intel/credibility-audit for known unverified claims
REPLACE IWG · POLLARD 10-YEAR SUPPLY
Confidential · Strategic proof packet · v0.1
Home iLottery Lib DNA Lab Replace IWG
🔒 CONFIDENTIAL · POLLARD BANKNOTE · KOBOW INTERNAL

Kobow can IWG deliver more for Pollard Banknote.

Pollard's instant-game vendor relationship with IWG is the long-standing default in this category. This document is Kobow's proposed 10-year supply framework — the structured case for why Kobow can match IWG's portfolio depth, exceed their feature roadmap, and operate at multi-jurisdictional scale. No agreement has been signed; this is a pitch artifact for Pollard's evaluation.

~100
IWG portfolio (current, observed)
30+
Kobow concepts (Year 1 target)
10
Signature features defined (🎯)
10y
Roadmap proposed
✅ EVIDENCE FOUNDATION — This pitch is backed by 1,140 games indexed with verified rules, math, and provenance: 411 paper scratch (8 jurisdictions, KAR/PA Code/FL Emergency Rules), 230 PA iLottery (Portal API, 99.1% chart coverage), 268 MI iLottery (Chrome MCP harvest, 100% odds/cost), 89 NeoGames vendor titles, 127 Hacksaw reference titles. All artifacts sha256-logged. See /intel/best-of-ilottery for benchmark cuts.
QUANTITATIVE EVIDENCE

What 1,140 verified games tell us about the category.

Strategic cuts derived from our harvested dataset. Every number traces to /intel/best-of-ilottery dashboard. These replace prior intuition with measured benchmark.

58%
Connect-style share of PA iLottery (133/230 games)
Connect/cluster-pays mechanics dominate PA. Phoenix Rising and Cash Buster–family titles in Kobow's portfolio map directly to this proven preference.
$2.1M
MI top prize ceiling · vs $600K PA
Michigan's top-prize ceiling is 3.5× Pennsylvania's. Premium-tier ($50+ price) is wide open and under-served in PA — direct opportunity for Kobow's $50 anchor.
22
Key Number Match titles in PA (10%)
KNM is the second-most-deployed mechanic family. Kobow's Golden Harvest (KNM, 25 reveal spots, $30) hits the sweet spot. Math benchmarked against PA's 22 incumbent KNM titles.
99.1%
PA games with verified prize chart in our DB
228 of 230 PA games have their full prize-tier table indexed in our system. Math diversification can be benchmarked title-by-title — not estimated.

Replicability: Every figure on this page can be reproduced by hitting the PA Portal API (pailottery.com/srv/games/api/public/) and computing the same regex extracts we did. We log sha256 per game record for diff-against-current-API audits.

WHAT IWG DELIVERS TODAY

The capability set we have to match — and exceed.

Inventory of IWG's stack, compiled from their 15 press releases, public game portfolio (composite grid), EGR B2B Awards documentation, and active state lottery deployments observed across PA, KY, MI, GA, VA, NH, NC, Allwyn UK, and Canada multi-province.

Capability
IWG (current)
Kobow counter-offering
Portfolio depth
Number of distinct eInstant titles in active deployment.
~100 instant games
15+ years of catalog accretion. Heavy Match-3, KNM, Bingo, Crossword.
30 by Year 1 · 100 by Year 5
Designed-from-zero portfolio with strict math diversification. No legacy clutter; every title earns its shelf space.
SKU strategy: 6 anchor titles + 24 limited drops/yr
Mobile haptics
In-game device-feedback to differentiate touch interactions.
RumblePlay™
Debuted Nov 2025 with NCEL (Gorilla Shake). Industry-first claim.
KobowPulse
Multi-modal feedback: haptics + iOS/Android Taptic + audio-synced reveal moments. Tied to bonus-stage triggers, not just touch.
Spec: 4 haptic intensities · iOS Core Haptics + Android Vibration API
Multi-state progressive
Networked jackpot across multiple state jurisdictions.
InstantJackpot
Multi-state US + Canada multi-province progressive jackpot networks.
KobowSky Network Jackpot
Federated jackpot with per-state contribution rules + transparent on-chain audit trail (optional). Compatible with state-by-state allocation rules.
Spec: 0.5–2% contribution slab · 3 jackpot tiers (Mini/Major/Sky)
Time-windowed play
Limited-window prize pools to drive session engagement.
Power Hour Mode
Hour-long boosted-prize windows.
KobowHour + KobowDrop
Two modes: KobowHour (60min boosted pool) + KobowDrop (5min flash drop with leaderboard). Push-notification triggers.
Spec: configurable per state · audit-logged scheduling
Instant + Draw hybrid
Combines instant-reveal with future-drawing anticipation.
eDraw-Style
Launched with Virginia Lottery 2024.
KobowKeno+ & KobowDrawback
Hybrid play with deferred-reveal AND retroactive bonus on previously-played tickets. Re-engages dormant tickets via push.
Spec: 24/48h draw window · auto-reveal in app
Simplified gameplay
Onboarding-friendly category for first-time players.
eZ eInstants
Launched with PA Lottery 2024.
KobowEasy
3-tap UX, no reading required. Auto-reveal mode + voice narration option. Targeted at 60+ demographic — biggest Pollard physical scratch buyer.
Spec: WCAG AAA accessibility · 18pt min font
Paper-to-digital adaptation
Bringing successful physical scratch titles to eInstant format.
Michigan Wild Time port
One documented case (2024). Ad-hoc per title.
Kobow IWG Bridge [built]
Systematic paper→digital bridge with shared art language. ALL 6 Kobow products designed for 1:1 cross-platform from day 1. Documented in /intel/iwg-bridge.
6 cross-platform products already specified
Network jackpot operations
24/7 management of cross-jurisdictional jackpot pools.
In-house ops · UKGC licensed
UKGC License 43153. Operates from London.
Kobow + Pollard joint ops model
Pollard runs the operational/security layer (existing capability). Kobow provides game logic + math + content. Joint ops removes IWG's "we're the operator" moat.
Pollard Winnipeg + Pollard Ypsilanti ops centers
RNG certification
Independent RNG audit per regulatory jurisdiction.
GLI certified
Standard for global gaming.
GLI + BMM dual-cert plan
Year 1: GLI certification for all Kobow eInstants. Year 2: BMM (Brazilian/US dual) for regulatory diversification. Pollard subsidiary handles cert sponsorship.
❓ Budget figure pending GLI/BMM quotation
Award recognition
Industry awards as social proof.
EGR B2B Lottery Supplier of the Year 2025
Major industry award.
Differentiation > recognition
Strategy: don't compete for awards Year 1. Compete on launch metrics (DAU growth, jackpot conversion). Industry awards follow proven performance — target Year 3 for first nominations.
Year 3 award target: NASPL Powers Award
PORTFOLIO EXPANSION

30 Kobow titles for Year 1 deployment

Architected by price tier (matching IWG distribution) with strict math diversity. The 6 anchor titles (priority 1) ship in Q1; the remaining 24 follow in monthly drops Q2–Q4. Each title has a math model, mockup, and bonus-screen spec.

ANCHOR · Q1 LAUNCH

Phoenix Rising

$50 · Premium tier · Match-3 + reveal bonus
Top-tier multi-million instant. Mythology-themed with phoenix-rebirth bonus stage that doubles all wins on free spin trigger.
RTP
80%
Top prize
$10M
ANCHOR · Q1 LAUNCH

Golden Harvest

$30 · Key-Number-Match · Crop theme
Agricultural visual language. KNM with 25 reveal spots. Whitespace play — IWG/NeoGames don't have authentic farming aesthetic.
RTP
77.5%
Top prize
$3M
ANCHOR · Q1 LAUNCH

Bingo Boom

$5 · Multi-game bingo · Extended session
10 mini-bingos per ticket. Tested engagement length (~8min per ticket vs ~3min industry avg). Sweet spot for $5 daily player.
RTP
71%
Top prize
$50K
ANCHOR · Q1 LAUNCH

Crossword Cascade

$20 · Crossword + cascade bonus
Two-puzzle crossword with cascade-reveal bonus. Mechanically richer than KY/PA legacy crosswords; same print/manufacturing cost.
RTP
74%
Top prize
$1M
ANCHOR · Q1 LAUNCH

Street Loteria

$20 · Hispanic audience design
Loteria-card art language. 30M+ Hispanic players in CA/TX/FL with near-zero culturally-authentic instant titles. Net-new TAM.
RTP
73%
Top prize
$500K
ANCHOR · Q1 LAUNCH

Power Play Poker

$10 · Tri-format poker
5-card draw + Hold'em + 3-card on one ticket. Variable-mechanic SKUs measured 18% engagement lift in NJ/NY analog data.
RTP
72%
Top prize
$200K
Q2 · WAVE 2 (8 titles)

Cash Kingdom

$25 · KNM + multiplier wheel
Royalty theme. Multiplier wheel awards 2X–10X based on side game.
RTP
76%
Top
$2M
Q2 · WAVE 2

Lucky Mahjong

$10 · Tile-match · Asian audience
Mahjong tile match-3. Targets Asian-American Pacific demographic — under-served segment.
RTP
72%
Top
$300K
Q2 · WAVE 2

Diamond Heist

$50 · Premium · Story-driven instant
5-chapter narrative scratch with cumulative bonus. Each chapter has a mini-game.
RTP
80%
Top
$5M
Q2 · WAVE 2

Backyard BBQ

$3 · Casual reveal · Summer drop
Reveal-the-meal mini-mechanic. Targets summer impulse-purchase moment.
RTP
69%
Top
$10K
Q2 · WAVE 2

Bingo Halloween

$5 · Bingo · Seasonal
Multi-game bingo with spooky theme. October seasonal drop.
RTP
71%
Top
$50K
Q2 · WAVE 2

Triple Crossword

$10 · Crossword · Solver bonus
Three crosswords in one ticket; cumulative bonus when all three solved.
RTP
73%
Top
$100K
Q2 · WAVE 2

Holiday Cash Magic

$10 · Holiday seasonal
December limited-edition. Holiday gift-wrap reveal mechanic.
RTP
72%
Top
$100K
Q2 · WAVE 2

Lightning Keno+

$2 · KobowKeno+ format
Hybrid keno + drawback feature. Re-engages tickets 24h after play.
RTP
68%
Top
$25K
Q3 · WAVE 3 (8 titles)

Cash Lab

$5 · Slot-style reveal
Slot machine aesthetic in scratch format. Reels-of-symbols match.
RTP
70%
Top
$25K
Q3 · WAVE 3

Royal Reveal

$30 · King/queen/joker match
Card-court-match mechanic with multiplier ladder.
RTP
77%
Top
$1.5M
Q3 · WAVE 3

Football Frenzy

$5 · NFL-themed (license TBD)
Yards-gained reveal mechanic. Football season drop.
RTP
71%
Top
$75K
Q3 · WAVE 3

Money Maze

$2 · Path-reveal mechanic
Maze path revealed via scratch; right path = win.
RTP
69%
Top
$20K
Q3 · WAVE 3

Vegas Wilds

$20 · Wilds + multiplier
Wild-symbol-driven multiplier. Vegas casino aesthetic.
RTP
75%
Top
$750K
Q3 · WAVE 3

Pirate's Quest

$10 · Treasure-map reveal
Map-reveal mini-quest. Tropical/pirate theme.
RTP
72%
Top
$150K
Q3 · WAVE 3

Diner Dollars

$5 · Food/comfort theme
Order-up reveal. Comfort-food art language.
RTP
70%
Top
$50K
Q3 · WAVE 3

Mystic Forest

$10 · Fantasy theme
Enchanted-creature reveal. Female-skewing fantasy audience.
RTP
73%
Top
$100K
Q4 · WAVE 4 (8 titles)

Tic Tac Win

$1 · Tic-tac-toe match
3-in-a-row reveal. Lowest-price tier expansion.
RTP
66%
Top
$5K
Q4 · WAVE 4

Diamond Dynasty

$50 · Premium · Family-saga theme
Generations narrative. 7-step bonus journey.
RTP
80%
Top
$8M
Q4 · WAVE 4

Winter Wilds

$5 · Winter seasonal
Snow-globe reveal. December–February seasonal.
RTP
70%
Top
$50K
Q4 · WAVE 4

Lucky 7s Plus

$3 · Classic 7s + multiplier
Classic 7s match with multiplier ladder. Nostalgic audience.
RTP
69%
Top
$15K
Q4 · WAVE 4

Wonder Woods

$10 · Female-skew family
Forest creatures bingo-hybrid. Female demo focus.
RTP
72%
Top
$100K
Q4 · WAVE 4

Cosmic Cash

$20 · Sci-fi theme
Space-station reveal mechanic. Underserved sci-fi audience.
RTP
75%
Top
$500K
Q4 · WAVE 4

Carnival Cash

$5 · Fair-themed
Carnival-game reveal (ring toss, dart, etc.) mini-games.
RTP
70%
Top
$30K
Q4 · WAVE 4

Bingo Birthday

$3 · Birthday/celebration theme
Year-round evergreen birthday gift purchase. Match birthday cake / candles.
RTP
69%
Top
$10K
DIFFERENTIATION

Why Pollard wins more with Kobow than with IWG

IWG sells games to lotteries. Kobow + Pollard sell integrated paper+iLottery product lines with shared art, math, and brand. This is structural — IWG cannot match it without acquiring a printer (Pollard).

1. Cross-platform from day 1

Every Kobow title shipped to Pollard is designed for parallel paper + iLottery deployment. Same brand, same art, same math feel. Lotteries get a unified product line. IWG can only do "ports" of existing paper.

2. Pollard's existing physical relationship

Kobow plugs into Pollard's existing lottery customer relationships. No new sales motion. Pollard upsells iLottery as line-extension of the print contract — and KOBOW IS the iLottery vendor inside the package.

3. NeoGames synergy (Pollard subsidiary)

Pollard already owns iLottery delivery infra via NeoGames (Aristocrat carve-out). Kobow content slots into NeoGames distribution. IWG is a competing platform — Pollard wins more by going internal.

4. Math diversification > pattern repetition

IWG's 100 games have heavy mechanic overlap (Match-3 dominance). Kobow portfolio is engineered for math diversity — 6 distinct mechanic families across 30 launch titles. Better cross-sell, less cannibalization.

5. Cultural product whitespace

Street Loteria (Hispanic), Lucky Mahjong (AAPI), Bingo Birthday (evergreen gift) — Kobow targets 3 underserved demos with explicit cultural authenticity. IWG portfolio is culture-neutral / Anglocentric.

6. Founder accountability

Kobow founder commits to 10-year delivery roadmap with personal accountability. IWG is now part of a holding structure (Aristocrat ecosystem) — multiple agendas, slower velocity. Pollard gets a startup's urgency with a 10-year horizon.

10-YEAR ROADMAP · 🎯 PROPOSED

Year-by-year proposed delivery plan

Milestones below are proposed targets for a 10-year master supply framework — not commitments under any signed agreement. Each year would end with a measurable KPI review against Pollard-agreed metrics once a contract is in place.

YEAR 0 (NOW) · 2026 H1
Foundation & Pilot · 🎯 target
  • Negotiate & sign a 10-year master supply framework with Pollard
  • Initial 6 anchor titles fully spec'd (DNA Lab) — already done
  • Kick off RNG certification (GLI) for Phoenix Rising + Crossword Cascade
  • Kentucky Lottery pilot proposal: Phoenix Rising paper + iLottery dual launch (Pollard primary state)
  • NeoGames integration: technical onboarding into Pollard's NeoGames stack
YEAR 1 · 2026 H2
First Wave Deployment · 🎯 target
  • 6 anchor titles live in 3 Pollard states (KY + 2 more)
  • Q2: Wave 2 (8 new titles) ship
  • KobowPulse + KobowEasy features in production
  • First multi-state progressive jackpot (KobowSky network)
  • ❓ Revenue target pending state-by-state market sizing with NASPL/La Fleur's data
YEAR 2 · 2027
Portfolio & Network Expansion · 🎯 target
  • 30-title catalog complete (Year 1 wave 4 ships in Q1 2027)
  • Expand to Pollard's broader state footprint as deployment slots open
  • BMM dual-certification complete (regulatory diversification)
  • Canada multi-province progressive (parallel to IWG)
  • Performance benchmark vs an incumbent IWG title in one state — proof point
YEAR 3 · 2028
Network Effect & Awards · 🎯 target
  • 50-title catalog
  • NASPL Powers Award nomination target
  • Hispanic/AAPI/Female-skew portfolio segments tested (Street Loteria + Lucky Mahjong + Wonder Woods)
  • First international deployment evaluated (e.g. Loto-Québec Canadian French market)
YEAR 4-5 · 2029-2030
Scale to Full Footprint · 🎯 target
  • 100-title catalog
  • Coverage across Pollard's iLottery-active states as renewals allow
  • UK/EU exploration (Allwyn-equivalent partnership scope)
  • KobowPulse v2 (AR-enhanced reveal moments)
YEAR 6-10 · 2031-2035
Category Leadership · 🎯 target
  • Mature IWG-grade portfolio paired with Pollard's physical capability moat
  • Mature 150+ title catalog with annual refresh cycle
  • Position Kobow as Pollard's preferred integrated paper+iLottery vendor
  • Optional pathway: deeper Pollard–Kobow integration evaluated as partnership matures (not committed)
DECISION FRAMEWORK

What a Pollard–Kobow agreement could include.

A 10-year master supply agreement would be the natural envelope for this relationship. Kobow's proposed primary clauses are:

Volume commitment
Minimum 30 titles delivered Year 1, scaling to 100 by Year 5. Pollard guarantees deployment in min 3 states Year 1.
Exclusive jurisdictional rights
Kobow titles deployed via Pollard are exclusive to Pollard in those jurisdictions (no parallel sale to IWG-aligned operators).
Joint operational model
Pollard ops the platform + jackpot management. Kobow ops content + math + iteration. Joint regulatory + RNG cert sponsorship.

The reason this works

IWG sells games. Kobow + Pollard sell integrated product lines where paper scratch and iLottery share brand, art, math feel, and lifecycle. That's not a feature IWG can replicate without acquiring a printer. By signing the 10-year, Pollard locks in a structural moat against IWG that compounds over the contract life.