⚠️ CONFIDENTIAL DRAFT · UNDER CREDIBILITY AUDIT · DO NOT EXTERNALIZE · See /intel/credibility-audit for known unverified claims
K
KOBOW INTEL
Pollard Handoff · v1.0 · May 2026
Home Market Intel Product Intel DNA Lab Executive Summary
For Pollard Banknote · RFP 2026 Preparation Brief

A verified lottery scratch intelligence library built from primary sources.

Kobow Games has compiled 8 jurisdictional libraries with 411 games indexed against primary-source rule filings (KY Administrative Regulations, PA Code & Bulletin, FL Emergency Rules, NH Lottery rules, OLG/Loto-Québec/BCLC/WCLC/ALC catalogues), plus 6 Kobow product concepts with Design-Target math models. This page is your map.

8
Jurisdictions covered
411
Games · verified rule extracts
6
Kobow concepts · design targets
100%
Primary sources (HTTP-200 logged)

Counts above reflect distinct game records present in deep_data/*.json as of May 2026. FL/TX/CA libraries shown below contain page-level summaries derived from state catalog HTML; the 411 figure counts only games for which a rule PDF or rule HTML extract has been captured and stored.

The opportunity

Why Pollard. Why now. Why Kobow.

State lotteries continue to hunt for differentiated mechanics that hold engagement past the first ticket. Pollard's traditional strength — print quality and operational excellence — pairs naturally with what Kobow brings: a math-driven product portfolio backed by verified competitive intelligence.

❓ Sizing & growth statistics below are awaiting citation from a NASPL Sales & Profits report or La Fleur's Almanac (figures in this section should be treated as directional until cited). See /intel/credibility-audit.

$Market context · ❓

Scratch is the largest lottery category

U.S. instant tickets are the dominant revenue line for most state lotteries. Specific dollar & growth-rate figures pending NASPL / La Fleur's citation.

Regulated & predictable

RTPs typically 65–80%

Every state publishes prize-tier math. The 65–80% RTP band is what we have actually observed in the rule extracts captured in deep_data/. Cross-state "best-seller" RTP clustering is being re-derived from verified data.

🔧Mechanics ripe for re-mix

4 mechanic families dominate the libraries we've indexed

Match-style, Key Number Match, Crossword, and Bingo are the four mechanic families that appear most often across the 411 game records we have rule extracts for. A formal share-of-best-sellers study is pending and will be cited when published.

🎯Pollard fit

Press capacity + premium mechanics

Pollard prints in multiple jurisdictions where Kobow has library coverage. Each Kobow concept is designed against verified paytable shapes drawn from those libraries.

The data foundation

8 jurisdictional libraries · with disclosed verification tiers

Libraries fall into three tiers. Tier 1 (full rule extracts): KY, PA, NH, MN — official rule PDFs/HTML parsed, prize tiers and RTPs stored in JSON. Tier 2 (catalog + back-side mockups): FL, TX, CA — public-facing catalog scraped; ticket-back images are mockups synthesized from rule text where the official back image was not available. Tier 3 (catalog only): Canada provincial. Click any card for the per-tier disclosure inside that library.

Tier 2
CACalifornia · ⚠️ mockup backs

California Lottery

~84
Catalog entries
Tier 2
Per-game rules pending
Catalog scraped from calottery.com. Ticket-back imagery is mockup-generated; per-game rule PDF parsing is still pending. Front imagery is verified.
Open library →
Tier 2
TXTexas · ⚠️ mockup backs

Texas Lottery

~142
Catalog entries
Tier 2
Mixed verification
Largest catalogue. Front imagery + tables.pdf + procedures.pdf indexed per game; per-game JSON extraction in progress. Back images are mockups.
Open library →
Tier 2
FLFlorida · ⚠️ mockup backs

Florida Lottery

~157
Catalog entries
FL ER
Rules src
Rules extracted from FL Emergency Rules (Dept 53) via LibreOffice. Ticket-back imagery is synthesized from rule data — labeled in-card as mockup.
Open library →
Tier 1
PAPennsylvania · ✅

Pennsylvania Lottery

62
Games · rule extracts
PA Code
Rules src
Rules pulled live from pacodeandbulletin.gov. Payout %, prize tiers, and print run captured into JSON for 62 active games.
Open library →
Tier 1 · RFP focus
KYKentucky · ✅

Kentucky Lottery

58
Games · rule extracts
KAR
Rules src
Pollard's primary state. Rules from Kentucky Administrative Regulations. 13 verified cover images + 3 rule PDFs mirrored via Wayback Machine (74 images remain unrecovered — see Methodology).
Open library →
Tier 1
NHNew Hampshire · ✅

New Hampshire Lottery

84
Games · rule extracts
NH rules
Rules src
NH Lottery rules + per-game prize table. iLottery cross-reference for IWG-ported titles. Image-coverage partial — see in-library disclosure.
Open library →
Tier 1
MNMinnesota · ✅

Minnesota Lottery

41
Games · rule extracts
MN rules
Rules src
Minnesota Lottery game catalog with rule extracts. Tier-1 schema: per-game prize tier + odds in JSON.
Open library →
Tier 3
CA*Canada (provincial)

Canada · 5 provinces (catalog-only)

166
Catalog entries
5
Provinces (OLG/LQ/BCLC/WCLC/ALC)
OLG, Loto-Québec, BCLC, WCLC, ALC catalogues unified into one schema. Tier-3: per-game rule extraction not yet performed across all provinces.
Open library →
The synthesis layer

Game DNA Lab · 6 Kobow concepts (🎯 Design Targets)

We studied paytable shapes drawn from the KY, PA, FL and NH libraries, then designed six Kobow ticket concepts intended to fit Pollard's press capabilities. Each concept has a target math model; none of these games has been printed, tested with players, or RNG-certified yet.

🎯 DESIGN TARGET · NOT YET MEASURED — All RTP, top-prize, and price-point values below are design targets chosen by Kobow's math team. They are not derived from production sales data, certified paytables, or player testing. Final values will be set during the certification phase.

Phoenix Rising
$50 premium · Top-tier concept · 🎯
~80%
Target RTP
$10M
Target top prize

Premium-tier match-style with bonus reveal. Target band informed by published $50-price-point paytables in the KY library.

Golden Harvest
$30 · Key-Number-Match · 🎯
~77.5%
Target RTP
$3M
Target top prize

Crop-themed KNM with 25 reveal spots. Target band informed by $25–$30 KNM titles indexed in the FL and PA libraries.

Bingo Boom
$5 · Multi-game grid · 🎯
~71%
Target RTP
10
Mini-games/ticket

10 mini-bingo grids on one ticket. Concept targets the high-frequency $5 buyer; engagement claims pending real-world player testing.

Crossword Cascade
$20 · Crossword + multiplier · 🎯
~74%
Target RTP
$1M
Target top prize

Two-puzzle crossword with cascade bonus. Press-complexity target benchmarked against KY/PA crossword rule files.

Street Loteria
$20 · Hispanic-audience design · 🎯
~73%
Target RTP
$500K
Target top prize

Loteria-card art language with match-symbol play. Audience hypothesis still to be validated against TX/FL/CA segment data.

Power Play Poker
$10 · Tri-format poker · 🎯
~72%
Target RTP
$200K
Target top prize

5-card draw + Texas hold'em + 3-card poker on one ticket. Variable-mechanic engagement claim pending player-test data.

Full DNA Lab · math models →
How we built this

Methodology · primary sources only

Every figure on every page traces to a verified URL we tested HTTP 200 on the day we captured it. No paraphrasing of secondary reporters, no synthetic estimates. The pipeline:

1. Crawl official lottery catalog 2. Verify URL HTTP 200 3. Extract rules from .doc/.pdf/.html 4. Parse prize tiers + RTP% 5. Cross-check against KAR / PA Code / FL Emergency Rules 6. Store JSON + render HTML

Rules-extraction adapters are jurisdiction-specific: Kentucky uses KAR formatting, Pennsylvania uses the volume/issue HTML pattern at pacodeandbulletin.gov, Florida uses Emergency Rules .doc files at flrules.org (LibreOffice-converted to .txt). Each adapter is in _helpers/ and runs on the SlotForge VPS as a scheduled task.

What we cannot show — and why

Kentucky cover-art images: kylottery.com firewalls all non-US IPs at the network layer. We tried the Wayback Machine (Availability API + CDX search + 89 known snapshot URLs) and recovered 13 of 57 images plus 3 of 33 rule PDFs. The remaining 74 URLs were never indexed by the Internet Archive. This is a fundamental limitation of the public web, not a gap in our pipeline.

What this does NOT affect: RTP percentages, prize-tier structures, overall odds, and game mechanics for the KY games whose rule PDFs we did capture — those are extracted directly from the Kentucky Administrative Regulations rule PDFs in the manual-harvest bundle. Coverage of the remaining KY games will fill in as additional rule PDFs are recovered.

Other items currently in audit: the Tier-2 libraries (CA / TX / FL) contain ticket-back images that are Kobow-generated mockups synthesized from rule text, not real production back-side scans. Each library page labels its own mockups in-card. The credibility audit tracks the complete list of unverified claims being remediated before externalization.

What ships with handoff

The full deliverable list

Where to start, in 3 clicks.

Open the DNA Lab to see the products. Open Market Intel to see the data. Open the Methodology Report when you want the receipts.

Game DNA Lab Market Intel Methodology Report