US jurisdictionJurisdição US

Massachusetts State Lottery. Massachusetts State Lottery.

Highest per-capita instant-ticket sales in the US. The most math-sophisticated scratch market anywhere. Maior venda per-capita de instant tickets dos EUA. O mercado de raspadinha mais sofisticado em matemática.

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Massachusetts State Lottery Commission

Massachusetts State Lottery

Supply position: Instant ticket supply — Massachusetts has the highest per-capita instant ticket sales in the US.

RTP typ.
72%
RTP range
68–80%
Top prize
$15.0M
Deck range
120K–60.0M
GLI scope
GLI-11, GLI-23
Last reg update
2026-03-18
01 · PeculiaritiesPeculiaridades

What makes this jurisdiction distinctive. O que torna esta jurisdição distinta.

  • Highest per-capita instant ticket sales in the US — the benchmark.
  • Typical RTP: 72%, ceiling 80%. Very rich prize structures.
  • Top-prize cap: $15M. Largest in the sample.
  • Deck range: 120K–60M. Multi-batch reconciliation is table stakes.
  • Maior venda per-capita de instant tickets dos EUA — o benchmark.
  • RTP típico: 72%, teto 80%. Estruturas de prêmio muito ricas.
  • Top-prize: US$ 15 mi. O maior da amostra.
  • Faixa de deck: 120K–60M. Reconciliação multi-lote é o mínimo.

Mandatory copy: Must be 18 or older · Problem gambling: 1-800-327-5050
Visual restrictions: Responsible play line mandatory · No imagery appealing to minors
02 · Active product catalogCatálogo de produtos ativos

Live games the incumbent supplier (or the incumbent) is running today. Jogos vivos que a the incumbent supplier (ou o incumbente) está rodando hoje.

Representative sample of the state's active paper + digital SKUs — top prizes, overall odds, RTP and mechanic. Figures reflect public filings as of early 2026. Kobow Studio ships re-skin variants of each within the regulator-allowed envelope. Amostra representativa dos SKUs paper + digitais ativos do estado — top prizes, odds gerais, RTP e mecânica. Valores baseados em filings públicos do início de 2026. O Kobow Studio entrega variantes re-skin de cada um dentro do envelope permitido pelo regulador.

$10,000,000 Supreme
$30
Paper Scratchers
Top prize$15.0M
Overall odds1 in 2.76
RTP76%
MechanicKey-number + bonus + multiplier
MA flagship — the incumbent supplier-printed, $15M top.
Billion Dollar Extravaganza
$50
Paper Scratchers
Top prize$25.0M
Overall odds1 in 2.55
RTP80%
MechanicMulti-panel key-number
$50 premium — highest RTP in US sample.
Lifetime Millions
$20
Paper Scratchers (annuity)
Top prize$5.0M
Overall odds1 in 2.96
RTP74%
MechanicLifetime annuity or cash option
Annuity-style prize; 20-year horizon.
$5,000,000 100X Cashword
$20
Paper Scratchers
Top prize$5.0M
Overall odds1 in 2.84
RTP75%
MechanicCrossword + 100× multiplier
Highest-per-capita state — MA trains the playbook.
03 · Product demosDemos por produto

Six products, this jurisdiction. Seis produtos, esta jurisdição.

Each demo below is scoped to Massachusetts State Lottery's live math envelope and regulator posture. Cada demo abaixo é limitada ao envelope matemático e à postura regulatória de Massachusetts State Lottery.

01 · Engine

Kobow Engine

Monte-Carlo convergence on the state's RTP target, with R1–R4 scoring bands.Convergência Monte-Carlo no RTP alvo do estado, com bandas de scoring R1–R4.

Runs
1,000,000
RTP mean
72.00%
RTP σ
0.200%
Top-hit freq.
1 : 4
BandScore
R1 Math validity0.9987
R2 Regulatory fit0.9985
R3 Player experience0.9991
R4 Operational0.9970
Open EngineAbrir Engine
02 · Paper

Kobow Paper

Prize matrix derived from the state's top-cap and deck envelope, with overprint budget.Matriz de prêmios derivada do top-cap do estado e envelope de deck, com budget de overprint.

TierValueCount
Top prize$15.0M1
Secondary$750K21
Mid $1K$1K24K
Mid $100$100502K
Mid $25$252.0M
Match $5$512.1M
POSD: exports the above plus jurisdiction copy block, printer-ready.exporta o acima mais o bloco de copy da jurisdição, pronto para impressão.
Open PaperAbrir Paper
03 · GAIN

GAIN

Stride-based shuffle on a 60-cell sample sized to this state. Wins are evenly distributed.Shuffle baseado em stride numa amostra de 60 células no tamanho deste estado. Vitórias distribuídas uniformemente.

Applied at 120K to 60.0M tickets/deck for this jurisdiction. No cluster drift.Aplicado em 120K a 60.0M bilhetes/deck para esta jurisdição. Sem cluster drift.
Open GAINAbrir GAIN
04 · Studio

Kobow Studio

State-flavored theme concept: Cranberry Bog. Compliance copy locked in.Conceito de tema com sabor do estado: Cranberry Bog. Copy de compliance fixado.

CRANBERRY BOG MASSACHUSETTS STATE LOTTERY · PLAY $$15.0M SCRATCH TO REVEAL ★ ★ ★ ★ ★ MATCH 3 SYMBOLS TO WIN TOP PRIZE $15.0M TICKET $5 18+ · Problem gambling: 1-800-327-5050
Must be 18 or older · Problem gambling: 1-800-327-5050
Open Studio ForgeAbrir Studio Forge
05 · Intelligence

Kobow Intelligence

Latest normalized diff against the Massachusetts State Lottery Commission filings registry.Último diff normalizado contra o registro de filings de Massachusetts State Lottery Commission.

2026-03-18
MINOR
Massachusetts State Lottery Commission — guidance refresh
No live product affected
2026-02-11
INFO
GLI scope annotation added
GLI-11, GLI-23
Open IntelligenceAbrir Intelligence
06 · Insights

Kobow Insights

Market snapshot scoped to Massachusetts State Lottery. Supply position, contract horizon, math posture.Snapshot de mercado de Massachusetts State Lottery. Posição the incumbent supplier, horizonte contratual, postura matemática.

Supply positionInstant ticket supply — Massachusetts has the highest per-capita instant ticket sales in the US.
RTP typ.72%
Top prize$15.0M
GLI scopeGLI-11, GLI-23
Open InsightsAbrir Insights

Brief on Massachusetts State Lottery.Briefing sobre Massachusetts State Lottery.

Want this jurisdiction reviewed against your operator-specific math?Quer esta jurisdição revisada contra a sua matemática de operador?

Request briefSolicitar briefing